Veteran Interest Rate Reduction Refinance Loan (IRRRL)
Lower your VA mortgage rate, the easy way.
The VA Interest Rate Refinance Loan (IRRRL) is a streamlined program that helps veterans and active-duty service members reduce monthly payments — with less paperwork and fewer hurdles.
Refinancing Made Simple
No income verification required in most cases
No home appraisal needed — refinance even if your home's value has dropped
Quick process designed specifically for VA loan holders
Closing costs and fees can usually be rolled into your new loan
Why VA IRRRL Is Different
Unlike traditional refinancing, the VA IRRRL program is built for speed and simplicity. If you've kept up with your VA loan payments, you may qualify regardless of your current credit score. With fewer requirements and no appraisal, this program makes lowering your mortgage rate more accessible than ever.
The VA IRRRL Advantage with Network Financial
Fewer hurdles, faster results, and real monthly savings.
Simplified Qualification
No full underwriting package. On-time mortgage payments are often enough to qualify.
Immediate Savings
Lower your monthly payment and, depending on your closing date, you may even skip up to two payments and receive an escrow refund.
Peace of Mind
Keep your home, reduce your rate, and strengthen your financial position — without the stress of a traditional refinance.
Ready to get started?
Give us a call at (480) 459-7797 or click the button below to get in touch.
Closing home loans while building trust, relationships, and long-term wealth for our clients and the communities we serve.
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Network Financial LLC is a subsidiary of Barrett Financial L.L.C. | NMLS#181106 | Equal Housing Lender | Network Financial fully supports the principles of the Fair Housing Act.
